Allow us to ensure your adequate coverage for workers’ compensation. We’ll secure a fantastic rate and help sustain the strength of your business.
What is Workers’ Compensation Insurance?
Workers’ compensation is a type of insurance that provides employees with wage replacement and medical benefits in the event of workplace injuries. In exchange, employees typically forfeit the right to sue their employer for negligence.
Additional Information about Workers’ Comp Insurance: While the specifics vary by jurisdiction, workers’ compensation plans may include weekly payments to replace lost wages (serving as a form of disability insurance), compensation for economic losses (past and future), coverage or reimbursement of medical expenses (acting as a form of health insurance), and benefits for the dependents of workers who lose their lives during employment (similar to life insurance).
Workers’ compensation plans typically do not cover general damages for pain and suffering, and punitive damages for employer negligence are usually not applicable. Negligence is generally not a factor considered in workers’ compensation cases.
Contact us to discover more about the workers’ compensation insurance that suits your specific needs.