Have you recently assessed your boat insurance policy? Take a few moments with us to ensure comprehensive coverage and secure the most affordable boat insurance rates available.
What is Boat Owners Insurance?
Boat Owners Insurance is designed to safeguard a boat, its owner, and passengers in the event of a loss or damage.
This type of insurance covers a range of motorized water vehicles, including fishing boats, pontoon boats, yachts, and jet skis. Here are key coverages provided by Boatowners Insurance:
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Liability Coverage: Pays for injuries and property damage resulting from a covered accident for which you are legally liable. This may encompass pollution liability and wreckage removal, depending on your policy.
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Collision Coverage: Covers damages to your boat, motor, trolling motor, trailer, and some permanent and portable boating equipment resulting from a covered accident with another boat or object.
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Comprehensive Coverage: Addresses damages to your boat and associated equipment caused by events other than collisions, such as fire, theft, or storms.
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Uninsured or Underinsured Boater Coverage: Protects against damages and bodily injury sustained in a covered accident involving an uninsured or underinsured boater, including hit-and-run situations.
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Medical Payments: Covers medical expenses for injuries incurred by you or your boat passengers while operating or occupying your boat.
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On-Water Towing and Labor Coverage: Pays for towing expenses and emergency services if your boat becomes disabled on the water.
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Fishing Equipment Coverage: Specific coverage for damage to fishing equipment while on your insured boat or during transport.
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Personal Effects Coverage: Reimburses the replacement cost for damages or losses of personal property onboard or during transport.
For more information on finding the right boat insurance for your needs, please don’t hesitate to contact us.