AUTOMOTIVE INSURANCE
Auto insurance serves as a safeguard against financial losses stemming from physical damage or bodily injury arising from car accidents, as well as potential liability associated with such incidents. Additionally, it provides coverage for theft of the vehicle and non-collision-related damages.
Auto insurance encompasses various coverages, with some mandated by law and others considered optional. These coverages include:
- Bodily injury liability: Covers injuries caused by the policyholder to others.
- Medical payments or Personal Injury Protection (PIP): Covers treatment for injuries to the driver and passengers of the policyholder’s car.
- Property damage liability: Covers damage caused by the policyholder to someone else’s property.
- Collision: Covers damage to the policyholder’s car resulting from a collision.
- Comprehensive: Covers damage to the policyholder’s car unrelated to collisions, such as from fire, explosions, earthquakes, floods, riots, and theft.
- Uninsured motorists coverage: Covers costs arising from accidents involving a hit-and-run driver or a driver without insurance.
To discover more about the most suitable car insurance for your needs, feel free to reach out to us.