Earthquake damage is typically not covered by standard home and property insurance policies, making it crucial to assess your risks. Obtain a quote from us today to ensure comprehensive protection for your property.
What is Earthquake Insurance?
Earthquake insurance is a type of property insurance that provides coverage to the policyholder in the event of earthquake-induced damage to their property.
Standard homeowners insurance policies typically do not include coverage for earthquake-related losses.
The cost of earthquake insurance is often determined by factors such as location and the likelihood of an earthquake occurrence. Policies usually come with a high deductible, making them more beneficial in cases of total home destruction rather than partial damage. Rates may be more affordable for homes constructed with wood, which tends to better withstand earthquakes compared to brick structures.
For further details on your earthquake insurance options, feel free to reach out to us.